Affordable Cost of living in Germany for Indians
| Category | Monthly Cost in Rupees |
| Rent | ₹25,000 - ₹58,500 |
| Food | ₹12,100 - ₹20,250 |
| Health Insurance | ₹7000 - ₹11,100 |
| Transportation | ₹1,900 - ₹8,400 |
| Telephone/Internet | ₹1,850 - ₹3,300 |
| Study Materials | ₹1,900 - ₹4,850 |
| Leisure Activities | ₹3,150 - ₹9,500 |
| Total cost of living in Germany | ₹52,900 - ₹115,900 |
Overview of the cost of living of Indian students in Germany.
Indian students find the cost of living in Germany to be affordable in comparison to other popular study destinations such as the USA, UK, or Australia. Nevertheless, the costs may differ greatly based on the city, lifestyle, and personal spending patterns. The average Indian student requires approximately 850 to 1200 euros per month to meet the basic living expenses, which is in line with the minimum financial requirement by the German government to issue student visas.
Germany Accommodation Costs.
Accommodation is one of the largest costs and it may consume almost 30-40 percent of a student budget. In smaller cities such as Leipzig or Magdeburg, rent can be as cheap as €300-400 a month, whereas in cities such as Munich, Frankfurt or Berlin, rent can be between 500 and 800. Student dormitories are the cheapest, yet with high demand, most students choose to live in shared apartments (WGs), which can save money and provide a social living experience.
Food and Grocery Costs.
Food and groceries are relatively affordable in Germany. When students cook at home, they usually spend about €150-250 per month. Aldi, Lidl, and Rewe are supermarkets that sell affordable necessities. Dining out, though, can easily add up, and a simple meal will cost about €10-15. Subsidized cafeterias (Mensa) are also available in many universities, where students can have meals as cheap as €35.
Health Insurance Requirements
Health insurance is another necessary expense that is compulsory to all students. The average cost of public health insurance is approximately €110-120 per month. While this may seem like an added burden, it ensures access to high-quality healthcare services across Germany.
Student Transportation Costs
The cost of transportation is very affordable due to student discounts. A semester ticket is available in most universities and it gives unlimited access to local public transport at approximately 150-300 per semester. This saves a lot of money on day-to-day commuting.
Miscellaneous Monthly Expenses
Other miscellaneous costs that students should plan include mobile plans, internet, study materials and leisure activities. These may increase the monthly expenses by another 100-200 euros based on personal lifestyle preferences.
Part-Time Work Opportunities
The possibility to work part-time during the study is what makes Germany particularly appealing. Indian students can work up to 120 full days or 240 half days annually with an average of about 10-15 per hour. This will assist in covering living costs and offer good work experience.
Overall Affordability and Student Life
On the whole, Germany is a good combination of quality education and affordable living. Indian students can afford to live comfortably with intelligent budgeting and careful spending and have a rich academic and cultural experience.
ScoreGetter Go Abroad Services
At ScoreGetter Go Abroad, we provide complete guidance on the Germany Admission process to all public and private universities. We will summarize the university list based on each students profile and budget, guide you on the Statement of Purpose, documentation, education loan assistance, visa process and accommodation help in Germany.

Join the Discussion